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金融猎头公司:我国银行数字化转型未来未来面临四大挑战

来源:高邦猎头

近年,面对外部经营压力、竞争和监管趋严等环境变化,中国银行业收入和利润增长步履维艰,大多数银行已数年低于双位数;在类似严峻环境下,全球领先银行通过大数据应用,仍能在公司及零售核心业务上实现10%~15%的增长。此外,针对困扰很多银行的不良率高企问题,领先银行利用大数据和人工智能技术,在宏观经济下行情况下,仍然实现了良好的风险控制。而人工成本上升、科技投入增加,令很多银行的成本/收入比上升,但数字化、大数据和人工智能可以帮助银行有效实现降本增效。这为中国业数字化转型提供了更多可借鉴的样本。金融猎头跟大家一起来了解。

金融猎头公司:我国银行数字化转型未来未来面临四大挑战-十大猎头公司【高邦猎头】

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为稳妥有序推动我国商业银行数字化转型,在金融猎头看来,要做好这4点,一是应坚守数字化转型的初心本源,二是应强化数字化转型的配套支撑,三是应注重数字化转型的风险防范,四是应加强金融消费者保护。

 

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